Lesson Plan
Credit Wisdom by Consumer Jungle
Subject
English Language Arts (NYS P-12 Common Core)
Grade Levels
9th Grade, 10th Grade, 11th Grade, 12th Grade
Duration
25 minutes: Interview (homework assignment)
25 minutes: Class presentations and/or discussion of findings
Lesson Objectives
Students will research and analyze the benefits and disadvantages of using a credit card by interviewing a friend or family member who has experience with credit cards.
Description
Working individually, students will complete the interview worksheet by interviewing a friend or family member concerning his/her experience using credit cards.
This lesson is one part of a larger unit, Credit. While completing this unit, students will learn about how to manage credit in addition to the influence of media on our perception of the good life and how we use credit. Students will also learn about how to shop for a credit card, the use of credit by college students, and the significance of their credit score and report.
Consumer Jungle units are designed to be flexible, and can be used as one integrated unit or individual segments. If you are planning to use the unit in its entirety, please see the Related Content field for the additional lessons. The End of Unit Assessment field contains links to the vocabulary and concept quizzes for the unit.
Materials
Step-by-Step Procedure
- Pass out the Credit Wisdom student worksheet and explain what students should be looking for and assessing through the interview process. Have students think about a friend or family member they could easily interview within the next 24 hours.
- Have students complete the Interview worksheet as homework that night.
- The next day, facilitate a class discussion concerning what the students learned from their interviews. Use the following discussion questions to explore the objectives of the lesson:
- What common concerns do parents hold about credit card use for young adults?
- What responsibilities do young adults have when using a credit card?
- How do financially responsible adults monitor and restrict their use of credit cards?
- How can the abuse of credit affect other aspects of life?
- What would be considered appropriate use of credit cards for young adults?
- How does our culture encourage the use of credit cards?
Related Content
End of Unit Assessment
Students can take the vocabulary and concept quizzes via pen and paper.
Downloads:
Content Provider
Consumer Jungle is dedicated to providing young adults with the life skills they need to become responsible, informed consumers. Consumer Jungle provides engaging and relevant consumer education curricula covering a variety of topics such as credit cards, transportation, living on your own, personal finances, telecommunications, health, and e-commerce fraud. Developed with input from teachers, students, and parents, Consumer Jungle delivers interactive games, activities, and relevant information directly to the home or classroom
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